Top list of Payment Gateways in India. Learn about Payment Gateway which works best to collect payments online. List of payment gateway providers in India.
Here we have listed top companies in India which provide payment gateway and Merchant Account.
Before jump directly to a list of payment gateways provider list let’s learn something about why to know more about this list?
Payment Gateway India TOP 10. In this article, we will give you at least 20 ways of payment that you can integrate into your online commerce to offer your user a variety of payment methods and thus obtain a greater possibility of achieving the sales process in your electronic commerce.
Choosing a payment gateway can be vastly difficult because you require a secure, quick, diverse and most reliable gateway to get the best out of your service. In business, different businesses have different needs in terms of the gateway service that suits them best. If your business handles a large amount of daily transactions then the facility your business would require is very different from those who handle a lesser volume.
So, what you need to consider while choosing Payment Gateways In India?
- Security & Trust
- Reliability
- Good Rates
- Diversity
- Superior User Experience
- Easy Integration
- Multiple Payment Options (Credit/Debit Cards, Netbanking, Mobile Wallets, etc)
Let’s look into list of Payment Gateways in India
- CCAvenue
- EBS Payment Gateway
- Citrus Pay
- DirecPay
- Atom Payment Gateway
- Zaakpay Payment Gateway
- PayUmoney
- HDFC Payment Gateway Services
- ICICI Payseal
- PayUbiz
- Whizpay
- Razorpay
Lets start one by one from this list of Payment Gateways In India
CCAvenue
This is a leading Payment Gateway Service Provider in India. CCAvenue accept and validate Internet payments via Credit Card, Debit Card, Net banking, ATM-cum-Debit Card, Mobile Payment and Cash Card modes from the end customers in real-time. CCAvenue provide a secure link between your website, various issuing institutions, acquiring Banks and the payment gateway providers.
EBS
E-Billing Solutions established in the year 2005 is having headquartered in Mumbai. EBS provide online purchases from a merchant’s website and helps them to collect payment from the end customers through the various method like net banking, credit, and debit cards etc. EBS is a mediator that collect the online payment options offered by various banks, cash card brands and many other payment processors onto a single platform with least technical integration with merchant website.
Citrus Pay
India’s best payment stack for developers, instant payments for businesses and seamless checkout for consumers. Payment gateway, mobile wallet, unique marketplace solution and more – for all payment needs.
Citrus Pay empowers users with a one-click checkout across merchants on all your favorite devices!
It helps web shops and online merchants to accept credit card and alternative payments over the internet. This is also one of the best in our list of payment gateways in India.
DirecPay
DirecPay is a combine online payment gateway solution for Indian merchants. It is one of the first Indian payment solutions providing a credit card payment gateway integrated with Debit Cards, Net Banking & Mobile payments together with a fast, reliable & secure passage for processing eCommerce payments.
Atom
Atom one of the popular payment gateways is atom tech payment gateway. Payment gateway is introduced by the financial technologies group enterprise. This secure online payment & accepts debit & credit cards, cash / prepaid cards. It allows WordPress user to use Atom payment gateway with the WooCommerce plugin.
Zaakpay
Zaapkay is the best online payment gateway in India & it provides a platform Merchant Account which offers multiple electronic payment systems, online payment. It also has two products to offer 1. Webpay , 2. Mpay, making Zaakpay a complete online payments solutions provider. It helps webshops & online merchants to accept credit card and alternative payments over the internet.
Accept Cards, Netbanking, Wallets, EMI & UPI. Supports PHP, Shopify, WooCommerce, Android. Go Live Instantly. Developer Friendly API. Cards, UPI, Netbanking. No Setup Fees. GST Ready Payment Gateway. Online Onboarding Process.
Types: Credit Card, Debit Card, Netbanking, UPI.
PayUmoney
{ PayUmoney Payment Gateway | No Setup Fee, No Hidden Cost }
PayUmoney is best payment gateway company in India. It let your customers pay through Credit Cards, Debit Cards, Net Banking and more. All your transactions with PayUmoney are secured with 128 bit SSL encryption and two factor authentication. PayUmoney Wallet Available.
Charges : 2% per successful transaction* {Rs. 0 Setup Fee & Rs. 0 Annual maintenance fee}
HDFC Payment Gateway Services
This Payment Gateway provides a single platform to support multiple payment technologies this payment Gateway support VISA Card Debit Credit card.
HDFC bank provides two types of payment gateways for commercials:
- Credit & Debit Cards
- Netbanking
For more detail about it check out here
ICICI Payseal
ICICI Payseal Payment Gateway provide 128-bit SSL encryption, an authenticate security technology protocol. It can process Visa & MasterCard Credit Cards issued around the globe. It’s has Verisign certification & Swift Transaction processing.
ICICI Bank, India’s largest private sector bank, and it announced the launch of UPI [Unified Payments Interface] on two of its customer facing mobile banking applications.
1.Pockets
2. iMobile
This is the simplest mode of making payments for all customers, including non-ICICI Bank customers.
PayUbiz
Itis the best Payment gateway provider in India. Earlier known as PayU, it enables merchants to collect payments online. Itoffers high success rates & detailed analytics. As per indiatimes.com “Leading payment gateway aggregator, PayUBiz hits a total processed value (TPV) of half a billion dollar per month.”
Whizpay
This Payment gateway enables internet merchants to accept online payments via credit card & e-check. This WhizPay is a modular multipurpose, PCI-certified Gateway. This is an online Payment solution tailored to the requirement of Indian Merchants.
Razorpay
This Payment gateway Support hundreds of payment methods. Its specialty is it Start and end payments on the same page. It supports UPI Bharat QR All major debit and credit cards 50+ Net-banking Options Mobile Wallets.
Free & Easy Application Process.100+ Payment Modes, Secure Gateway, Simple Integration. Accept Cards, Netbanking, Wallets, EMI & UPI. Supports PHP, Android, Shopify, WooCommerce. Easy Integration. Dashboard Reporting.
Services: Customize Your Checkout, Accept UPI & EMI Payments, Autofill OTP on Mobile, Fraud Protection.
We hope this Top list of Payment Gateways in India will help you to learn more about India Payment Gateways options available & also it helps to choose the right one for your business need.
We try to make this article to give you answers of these questions: which is the best payment gateway? list of payment gateway providers in India? best payment gateway in India for small business? payment gateway providers? cheapest payment gateway India? top 10 payment gateways? payment gateway India no setup fee?
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A first step towards establishing an online e-commerce business is setting up own Payment Gateway. Payment Gateways helps e-commerce managers and entrepreneurs in doing online money transaction in a safe and secure manner. Entrepreneurs establishing a business online are always looking for an answer to the question – Which are the top 10 Payment Gateways in India? To help them here is detail information about Top 10 Best Payment Gateways in India. Before looking at actual list let’s talk about what is Payment gateway and factors to consider for the selection of best payment gateway.
What is Payment Gateway?
A payment gateway is a service that processes online transaction authorizing the payment between merchant and customer. This service is used by an online portal, e-businesses, e-commerce portal, online retailer or any person who is involved in doing online transactions.
Payment gateway charges money for using services. If payment gateway is not set up properly, a business owner may suffer a lot in terms of delay in payment, unsatisfactory customer services and a lot of other problems. This means selecting best payment gateway is one of the important factors for the success of online business.
As most of the payment gateway functions in a similar manner, it becomes difficult to select best payment gateway for the online business. To help you here are critical factors for the selection of Payment Gateway.
Also Read – 40 Online Business Ideas with low cost
Factors for the selection of Payment Gateway
- Check out the transaction fees associated with the payment gateway. It should be reasonable and within your budget.
- You should select a payment gateway that provides multi-currency support. It is required if you want to expand your business globally.
- Payment gateway should be capable of accepting multiple payment methods such as credit card, debit card, PayPal etc.
- You should also check terms and conditions of payment gateway. Some gateway does not allow selling of services using a gateway.
- Customer support is another factor that you should take a look while making a selection.
- Supported e-commerce CMS system is another factor in the selection. A Payment Gateway should support major CMS system.
- Mobile OS Integration android, iOS etc. is another important factor for the consideration.
- You should also see that payment gateway does not require a user to fill up unnecessary fields.
Based on selection factors mention above list of Best Payment Gateways in India is given below.
Top 10 Best Payment Gateways in India for Online Business
- InstaMojo Payment Gateway Services
InstaMojo is free Payment Gateway Services in India. There is no setup fee or no maintenance fee for InstaMojo. You can create a payment link, share with the customer and get paid easily. InstaMojo accepts debit card, credit card, Wallets, Net Banking or UPI. You can sell anything and everything by using this payment gateway. Key features of InstaMojo are given below.
- Integrated payment gateway
- Bundle product service of e-commerce platform, shipping, and loan
- No initial setup or maintenance fee
- Fee per transaction 2% to 5%
- Multicurrency support not available
- Customer support is good
- Mobile app integration available
- CCAvenue Payment Gateway Services
CCAvenue is one of the most popular payment gateway services in India. CCAvenue is multi-currency, multiple payment support services. The best part of CCAvenue is it supports website, phone, app, email, SMS & Social networking payment services. Key features of CCAvenue are given below.
- Easy and customized Integration
- Transaction fee in the range of 2-3%
- Multicurrency support available
- Weekly settlement of payment
- Excellent customer support
- Multiple E-commerce platform support
- HDFC Payment Gateway Services
HDFC is one of the largest banks in India. HDFC also provide payment gateway services. Most of the government websites use HDFC payment gateway services. HDFC provides both business to business and direct pay mode (retail customer) gateway services. Key Features of HDFC gateway are given below.
- Facility to accept payment in multiple currencies
- Instant settlement.
- Support to multiple eCommerce CMS systems
- Mobile App Integration Available
- Good Customer support services
- EBS Payment Gateway Services
EBS Payment Gateway Services is from E-Billing Solutions. A unique part of EBS payment gateway is it provides multilingual page and support. EBS gateway supports multiple options for payment such as credit card, debit cards, prepaid cards/wallets, net banking, EMI etc. Key features of EBS gateway are given below.
- Smart payment routing facility with the highest success rate
- Options to the customer for converting the payment to EMI
- Multi-currency support is available with foreign card acceptance
- Activation of a facility within 24 hours
- Payment page customization available
- Android and iOS Compatible
- Transaction fee from 2% to 6%
- Customer support is average
Also Read – Top 10 MLM & Network Marketing Companies
- Atom Payment Gateway Services
![Payment Gateway India Payment Gateway India](/uploads/1/2/5/6/125620599/331541457.png)
Atom Payment Gateway Services is next in the list of best payment gateway in India. Atom supports payment through a website, IVR and mobile application. Transaction charges applicable for Atom gateway is low. Key features of Atom are given below.
- No setup and operational cost
- Transaction charges are low in the range of 1.99% to 3.95%.
- Multicurrency payment supported
- Multibank EMI option available for customer
- Plugins available for most of the CMS platform
- Average customer support
- PayUMoney Payment Gateway Services
PayUMoney is one of the most popular payment gateways in India. PayUMoney payment gateway is used by many popular e-commerce companies such as Snapdeal, Jabong, Bookmyshow, Zomato, Goibibo etc. It is one of the lowest transaction fee gateway. Key features of PayUMoney are given below.
- Support to wide range of payment options
- Low transaction fee flat 2%
- Dashboard and Report downloading facility
- Multi-Currency not supported
- Support almost every CMS platform
- Customer support is very good
- PayUbiz Payment Gateway Services
PayUbiz is just like PayUMoney payment gateway. It is enterprise version of payment gateway. The primary difference between these two gateways is PayUbiz support multiple foreign currency. The cost of PayUbiz is high compared to PayUMoney. Key Features of PayUbiz –
- Large range of payment option including IVR
- Multi-currency support
- Transaction fee in the range of 2.25% to 3.7%
- Multiple Shopping cart and e-commerce plugin support
- Mobile SDK and Integration available
- MobiKwik Payment Gateway Services
MobiKwik payment gateway is next in the list of best payment gateway in India. MobiKwik offers safe and secure online transactions. MobiKwik offers diverse payment options. Key Features offered by MobiKwik are given below.
- Multiple payment options including International cards
- Offer very good security
- Offers analytics and dashboard
- Transaction fee in the range of 1.90% to 2.90%
- Easy mobile integration and support to android, iOS and windows platform
- PayTm Payment Gateway Services
PayTm is most popular payment gateway in India. PayTm provide this services via RBI approved semi-closed wallet. PayTm is suggested gateway for small ecommerce merchant. Key Features of PayTm are given below.
- Multiple payment method support
- Real time dashboard with in-depth analysis
- Easy integration with Mobile
- Very good customer support
- Razorpay Payment Gateway Services
Razorpay Payment Gateway is next in the list of best payment gateway. Rozorpay is easy to integrate and support multiple payment options. Key Features of Razorpay are given below.
- Accept multiple payment modes
- Provide dashboard facility for analysis
- Flat 2% transaction fees
- Provide robust security
- Easy to use and integrated with all platforms
- Very good customer support
Hope you like above list of Best Payment Gateways in India. Let us know about your experience and feedback in the comment section given below. If you think above list is incomplete and you want to add other gateway services in the above list do write to us.
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